WHEN IT ALL COMES CRASHING DOWN

Brown Cardboard Box on Floor

“When the machine breaks.”


WHEN IT’S GONE

We all dread the idea that we could lose our jobs. And considering most people live for their checks, you can understand the fear of those who do. Now, if you’re one of those blessed people who just happen to earn a little money to get you over, then count your lucky stars. But for most people, they need their job to survive. We never think to ourselves that we could lose our jobs. We go there everyday, with this idea that it could never be me. That is until your name is called. And the scary part about it, is that we have no way of stopping it. But how do you prepare for a situation that may never happen to you?

SAVE SAVE SAVE

You get your check and pay your bills, then you go out to eat or shopping. And you don’t realize throughout the year how much money you spend on miscellaneous items. And we don’t put much in savings. That is until the job is gone and now we are scrambling for ways to live. The average American only has enough money in their savings account to hold them over for a few weeks in case they lose their jobs. After that, most people are forced to sleep in the street. But is having a savings something you can truly dig in to when you need it? Are you really secure when you feel you’re secure? What if you’re unemployed for 6 months to a year? That is a stretch to be able to save for in the case you lose your job. And to build capital for the ability to live that long is not as easy as it seems.

A LITTLE SOMETHING ON THE SIDE

If you can find a way to make an additional $200, $300, or even $400 per week, it really helps. Now, how you’re going to do that is the hard part. But in our everyday lives, waste a lot of time doing nothing. With that nothing we can figure out how to make money doing something we enjoy. No amount of money is too small. It seems small in the paradigm of building it, but if something bad happens, you’ll be surprised what it can do for your life. Just keep in mind when you go to work, nothing, absolutely nothing is guaranteed. Never get too comfortable in this ever changing environment.


Personal Website: http://www.faheemjackson.squarespace.com
Instagram Me: @theefaheemjackson; @faheemjacksonphotography
Twitter Me: @2320howe

WHAT’S WRONG WITH A JOB?

Man Holding Drinking Glass

“A check is a check.”


HONEST LIVING

You get up and go to work everyday. It’s not the most amount of money, but you are able to buy the things you need to survive. Now, some may look at that think to themselves it could be perceived as problematic. Especially considering how unguaranteed the workplace is today. But there is nothing wrong with wanting to have a job that is a little more stable on a daily basis. And there is nothing wrong with knowing there is something there every two weeks. That’s consistent income could be comforting to most. But the reality is that so many jobs are here one day and gone the next. So there is just way too much doubt and risk associated with having just one job. And for most people in the foreseeable future , they will have some sort of outside income making money.

CHECK TO BANK TO BILLS TO NEEDS TO WANTS

When you get paid from your job, most people have direct deposit. You already have what your money is going toward. It goes from the bank, to setting aside the funds for rent, then you have your utilities, food, transportation, and your personals. After the needs of your household is paid, then most people focus on the wants in their life like the leisure activities. And this is why so many people are broke for the most part. They live check to check because they want to live while surviving. And you have to be careful because you have to always plan for the worse. You never know what might happen in the future. You not only could lose your job and but you could also get sick which could be costly.

THE REALITY AMONGST THE FEAR

Now, the reality of jobs are that most people are not going to lose their job. Most people will have something that they call work everyday. The only thing that is scary is that you are not in the know, and assuming something is always there. And like I said for most people it is, but some won’t. Only thing is that, you don’t know who that some will be.


Personal Website: http://www.faheemjackson.squarespace.com
Instagram Me: @theefaheemjackson; @faheemjacksonphotography
Twitter Me: @2320howe

OFF THE BOOKS: WORKING A CASH PAYING GIG

Woman in Front of Table

“Off the clock money.”


tote money

Ever want to know how you could earn a few extra bucks outside your day job? Well, there are so many opportunities for you to make a nice bit of change. You just have to open your mind to all the possibilities that are out there. Now you might want to wonder, why get another job after you have just come from one job already. And the reality is, America is such an unpredictable country, you never know when you might lose your gig. But having the extra money does not hurt anyone. Then again there are other economic reason for one to make some extra cash on the side.

job loss fund

The majority of people in this world do not have enough money that will lay them over if they lose their job. So having that extra cash on hand does not hurt anyone. Job loss can hurt so many people not just financially, but also mentally. The confidence of people is so wrapped up in how much money they earn and what they do for a living. And when that is gone, we tend to lose so much internally. Now even though we may have side money, it can still hurt. But it feels a lot better when there is something there that will keep you going.

don’t ask, don’t tell

You got this fist full of cash, but understand that at the end of the year, you pay taxes; or no. How many people don’t report their cash earnings to the government? Because if you are already living pay check to pay check, then you are going to have an issue paying at the years’ end when tax time comes around. Now, I would never condone not paying the government, but you have to do what you have to do. If you are barely surviving, or lost your job, you are going to need every penny you’ve got. So we all say pay taxes, then you take a hit, and now you have to live. So in my opinion, survive.


Personal Website: http://www.faheemjackson.squarespace.com

Instagram Me: @theefaheemjackson

Twitter Me: @2320howe

FALLING OFF: HOW TO RECOVER FROM A JOB SETBACK

Image result for job loss

“Anyone hiring?”


i need a job

Whenever you have a setback in life, it can difficult to recover. But nothing is more difficult to recover from, besides an illness, than losing your job. Because you can’t just walk into an establishment like decades ago and find one. You have to really do some serious searching, especially today with such a high percentage of jobs being referrals. You have to reach out to every contact you have ever had in life to see if they can help you. And that is because the average person who loses their job will be homeless in less than a month. Why, well it’s because the majority of people live paycheck to paycheck. So what do you do because I have never lost my job, but I have had real setbacks.

getting back to yourself

How do you get back into position so you can be back to where you should be. And that could take a lot of mental evaluation on your behalf. Because once you lose your job, there is a confidence hit that you take. Your internal self is not right, so you have a hard time getting back up. But at some point you have to get back up, otherwise you will get into a rut and never go anywhere. So find some way to gain that inner confidence and strength so you don’t too down on yourself where you cannot recover.

your side hustle

If you ever get back on your feet, it is important you try to have a little extra income outside your day job. This can be thrown into a savings account and never touched unless you need it. Now this is easier said than done, but we are not in the time of our parents and grandparents. Jobs are a lot more hard to come by.


Personal Website: http://www.faheemjackson.squarespace.com

Instagram Me: @theefaheemjackson

Twitter Me: @2320howe

YOU’RE FIRED: HOW TO COPE WITH LOSING YOUR JOB

Full Length of Man Sitting Outdoors

“What to do?”


let go

Have you ever been let go from a job that you held? How did it make you feel being told you were no longer needed for a role working? I myself have never been let go of a job per se. And when I say per se, I mean I have worked for a seasonal/temp position where I was no longer needed anymore. But that is a minimal feeling compared to someone who is working a full-time career and get fired. You had a lot people lose employment in 2007, 2008, and 2009 because of an economic downturn. So what is the first step to take?

panic sets in

Our first initial reaction is to panic. Why, well because the typical person has to pay for their home, food, car insurance, car notes, medical bills, kids at home, and not too mention student loans. For me, I was a college student, so there was not too much panic, but my sister had graduated about a year to a year or so earlier. So her and her boyfriend felt the grunt of the collapse. And here is where so many people panic from the thought of having to live now. Just because the country has faltered, bills are going to keep coming. There is not this remorse from companies that want to collect, so what happens is what usually happens. People start to lose everything around them.

close networks

Reaching out is key to continuation of people close to you. These are your friends and family; the ones who are your support system to aid you in getting back on your feet. And for the people that don’t have this system of support, they find themselves sleeping in the street. But when you have that support, you’re able to maintain your sanity and rebound. And on top of all this, some form of financial savings to aid in the process doesn’t hurt either.


My Personal Website: www.faheemjackson.squarespace.com

Instagram Me: @theefaheemjackson

Twitter Me: @2320howe

Medium.com/@faheemjackson

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