2019: NEW YEAR NEW APPROACH

“Topics of the year.”


narrowed down

The entire year of 2018 was about topics from a wide range of choices. This year 2019, I will be using my most popular topics and write about them over the year. They will be four topics that I will discuss once every three months. Meaning, finances was a big topics this past month. If chosen, I will write about finances for three months. Then I will move on to the next topics. My goal is to have one main focus, or three for my blog by 2020. So I want you all to continue to read, like, follow, share, and I will be keeping you posted.


Personal Website: http://www.faheemjackson.squarespace.com

Instagram Me: @theefaheemjackson

Twitter Me: @2320howe

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IT’S NOT FOOD, IT WON’T ROT: THROWING YOUR MONEY AWAY NOW HURTS LATER ON

“Save something.”


hold on to your earnings

As you earn, you will be prompted to spend money. But remember something, as you age you will need to live on something for the days when you can longer earn. But in the paradigm of living we only think about the now. Yet what about the thought of tomorrow. You can’t just live frivolous and worry when that time comes. Because if that time comes and you have nothing then it becomes your own fault. Why do we do it? Why do we live like there is no tomorrow and only for today? And there is more to this than most people are willing to disuss.

your upbringing

How you were raised says a lot about how you look at money. When I grew up, it was all about paying bills then if you have more left over. But few think with this mindset. Especially if you grew up where money was not as cared for and respected. Yet even in a house where money was valued, some people still spend without thinking about tomorrow. Me, I’m always thinking about the machine collapsing in on me. Maybe because my mother lived off of why put off til tomorrow what can be done today. So my necessities havw always been number one.

keeping up with the joneses

We as people do not like being left out. And because of that we must spend to keep up with the crowd. But will the crowd be there when you falter due to your spending. You have to think about living another day. Live everyday as it’s your last is the dumbest concept. Or do people take that statement to literal. Because living everyday as your last does not mean spend your last. If means get up everyday being productive. Just in case this is your last day on Earth.


Personal Website: http://www.faheemjackson.squarespace.com

Instagram Me: @theefaheemjackson

Twitter Me: @2320howe

BROKE NIGHTMARES: DO YOU FEAR NOT HAVING ENOUGH MONEY

Man Holding Brown Leather Bi-fold Wallet With Money in It

“It’s why I work so hard.”


never enough

You ever get the feeling like you don’t ever have enough money. You look at your bank account and see there is something there. But the moment you need to make a purchase it looks low. And this your reason for always working. Yet should your entire life revolve around you not having enough money. Because you might feel broke, but in reality have more money than most people. That’s all because money is relative. You might make $1,000 a week and feel broke. But someone else says that’s making good money. So depending on who says it money can have that relative.

you might have less

What are you using your income for that has you feeling this way? Because you might actually have less than you do. People are utilizing there income to do what they are not supposed to will always feel like they have less. So sit down and analyze your finances. You might have more than think if maybe just maybe if you handled money a lot better.

an excuse to work

If you are like me, you might just be a workaholic. You could have more than enough and always feel broke. That can be dangerous because it aids you in reaching your full potential financially, but you never live a fulfilling life. Days will go to weeks and months, then before you know it years go by and you have done nothing but work yourself. Work to make money you never use. And then you defeat the purpose of making money.

fears of falling

I look around New York City at all the people getting on the train with no food. They have no place to call home. And your life could be that with just a series of setbacks. So I feel at times it’s better to work and have less time than to not work at all, struggle but have more time. And to think in that context is rough but it’s what I know best. What about you?


Personal Website: http://www.faheemjackson.squarespace.com

Instagram Me: @theefaheemjackson

Twitter Me: @2320howe

WORKING TO DEATH: HOW OUR WILLINGNESS TO EARN IS KILLING LVES.

Man With Hand on Temple Looking at Laptop

“Give it a rest.”


work no play

A lot of Americans in this country work not just because they want to, but have to work. The there are the people who work not because they have to but love their careers. They work and work because they want that almighty dollar. But never taking days off defeats the purpose of working for the money. And we are also killing ourselves to make that dollar in the process. Our health is deteriorating before our very eyes because we want that dollar. So what is it, why do we do it in the name of finances?

more more more

Hey what is wrong with making more money. And if you make more than what you need, then spend on the wants you have always wanted. But when you find yourself working and not living, years go by and you never have a fulfilled life. Trust and believe it’s hard to not stop making an income for yourself especially when so many people around you are not working. Because that is something in the back of my mind all the time. And when you are living in a place like New York City, you never want to not have in life. Doesn’t even have to be a lot, just always covering your ass.

laid off 

What if I were to get laid off today. The average person if laid off today, they are homeless by the end of the month. So the majority of Americans actually live paycheck to paycheck. And that is what terrifies people so much that they work. I guess they figure it’s best to work and never have a life than to not work and not live at all.


Personal Website: http://www.faheemjackson.squarespace.com

Instagram Me: @theefaheemjackson

Twitter Me: @2320howe

IT’S ONLY TEMPORARY: DON’T LET FINANCIAL SETBACKS DETERMINE YOUR OUTCOME

Woman Sitting in Front of Scattered Coins and Orange Piggy Bank

“When you’re on your last leg.”


at wits end

Growing up for me, we were a poor household. But have you ever felt like throwing your hands up because you don’t have enough money. Or the fact that your finances are out of wack. You are ready to give up and give in, but something is keeping you from doing so. And why give up, why let life win. Because who ever said it would be easy was lying to you. I have looked at my bank account an wondered to myself, how the hell do I make it everyday. But I always seem to pull myself through pay my bills on time.

give up and go deeper

The more you hurt the more you sink into a dark place, the harder it is to get out of that place. So it sounds easy, but it’s beyond difficult. How do yo remove yourself from this funk. I wish I had the model for getting out of a dark place. Now notice I said dark place, which is associated with the mental. A lot of people are not deep as they think, but the mind starts working on you and next thing you know you are financially done. So watch how that mind can play tricks on you.

there’s always someone worse

We hate looking at another person’s life and thinking to ourselves, “At least I am not going through that in life.” It sucks to sometimes look at someone else to feel good about myself. I want to just feel a certain way and know that my feelings are special . Only problem is that they are not special. And it’s great to feel what others feel. I would never want to be the only person on Earth with money problems.


Personal Website: http://www.faheemjackson.squarespace.com

Instagram Me: @theefaheemjackson

Twitter Me: @2320howe

SHOW SOME RESPECT: WHY DO PEOPLE COME FROM THE BOTTOM AND THROW MONEY AWAY

Woman Holding Shopping Bag

“Mind your money.”


started at the bottom

So many people who grow up in poor environments have these dreams of making it in life. A goal that is very broad and ambiguous when you hear the word making it. But there is another side to making it in life. And that side that how do we make money, do all that work to get it, then blow it to the wind. And it’s simple, we think the money will keep coming. We don’t think about tomorrow because tomorrow is not on the minds of people. We make so much money and over time forget about the days of being broke. And that’s when you make the vital mistake. Once you forget, you find yourself back in the place once again.

think first, spend last

There is a saying, “Hey, if you got it, flaunt it.” And that sounds good, but the life that you might be living could all fall apart because it’s not a sustainable existence. You have to think about tomorrow, but that’s hard when you don’t have to think about tomorrow. So many people ask how do you let your spending get out of control. But they have to always watch their finances Image result for broke athletes espnreally closely. They live on the edge of losing everything, so they don’t understand getting and then spending beyond what you have to spend. But guess what, the people spending were the people at one point in time who said they don’t understand why so many people with money go broke.

your mind must be cleaned

If you want to keep the money you earned you can no longer think poor. You have to always keep cleaning out the bad stuff that you once thought was a good idea before you started making money. Because your thoughts at a certain level might be rational to you and everyone around you at that current level, but they keep you in that same position. And you don’t realize your mind needs cleaning until you move to a different level. And then everyone below that point you see their mistakes. And that’s when you think to yourself, “Oh, ok, this is the problem.” Sad thing is, so many won’t understand or listen to you. And they will never leave their position. And if you don’t watch your spending you will be back in the position you worked so hard to leave.


Personal Website: http://www.faheemjackson.squarespace.com

Instagram Me: @theefaheemjackson

Twitter Me: @2320howe

REDISTRIBUTION OF FINANCES: HOW TO PLACE YOUR MONEY IN AREAS THAT WILL GENERATE MORE INCOME

Person Using Ballpoint Pen

“Making it grow, shifting to other areas.”


making it, moving it

As I make my income, I have directed to other areas of interest that will aid in building myself a passive income. And for you, that might be the case to redistribute money yourself. Or it could be to pay off a bill that will give you more money to spend later on elsewhere. But being able to properly move your money into another area of interest could benefit you in the long run. Now, so many people when it comes to money say they don’t have the income to do this. On the other hand they spend a lot of money on clothes, a car they can’t afford, and vacations. Then you realize it’s not affordability, they don’t want to do it.

where to put it

Most people don’t know where to place their money they want to redistribute. And that is when you must sit down to think long and hard about how you will go about this in life. Because if you are not aware of what you are doing you will lose bigger than if you did nothing at all. So you have to put yourself in the know of something that sparks your interest. For example, you want to start making your own clothing business outside of your day job. Then what you must do is invest in a sewing machine first. This is an expensive purchase, but so is a $1,200 iPhone and a $500 – $1,000 tote bag. Just as much as you feel you need these items, build a “want-need” internally for your future.

how once you know 

For me at least, things are starting to look crystal clear for the future. It’s because I have sat down wrote out all the possible ways to make my future happen with what I have in my pocket. And when you do that, then other less costly opportunities start to take hold. Now, for those without an interest, they will tell you that it’s not possible. Yet, if they were able to tap into their minds the way I have, you will see that it is beyond possible. So, write down a list of ways to move your money around to make it work for you. Think of the most pessimistic and idealistic things that can come of your money. And the more you live, the more practical the decisions will arise. You will be less pessimistic, and more idealistic. But your idealism won’t interrupt your practical thinking so that you don’t become too irrational and thinking far-fetched.


Personal Website: http://www.faheemjackson.squarespace.com

Instagram Me: @theefaheemjackson

Twitter Me: @2320howe

2019: WHAT WILL THE NEW YEAR COME OF MY BLOG

Image result for 2019

“Narrowing down the topics.”


what’s to come

The end of 2018 is just a week away. And I will be planning my blog for next year 2019. And for the coming year, I will be narrowing down the blog to 6 topics not 12 spanning the year. And these 6 topics will be of the most popular from my current year. So instead of writing a post from 1 topic for the month, I will be writing posts for 1 topic every two months. And this is the change, the metamorphosis of my blog that will eventually narrow down to fewer topics. As of now, there are two topics in competition with each other to see which one will make the cut. I will also provide more video content as well. Feel free to drop a comment about the topics you liked. Continue to like, follow, and share my work. SEE YOU  IN 2019!!!


Personal Website: http://www.faheemjackson.squarespace.com

Instagram Me: @theefaheemjackson

Twitter Me: @2320howe

THE STARTER: WHEN IS THE RIGHT TIME TO BUY A HOUSE

House Lights Turned on

“Affordability is key.”


my first purchase

Buying your first home is such a daunting task. And the reason I say your first home, is because some people have been known to sell what they have invested in the house for an upgrade. But usually, people have a starter that is somewhere in the ballpark of about 2,000 square feet. It won’t cost that much, whether it’s a condo for $150,000 or a little more, or a ranch style home for Related imagejust over $200,000. That is because people buy their first homes when they don’t have an income that is high enough to buy the home they really want for themselves. But what about the age in which you should buy. Because age and income go hand in hand.

older more settled in

As you get older you most likely will notice you are able to make more income than in the past. That is because you have amassed enough knowledge to grow your income. Waiting until this point means you have made enough money to buy yourself an even bigger home. One that is more of your dream home than your starter home. Hopefully you can have this house between Image result for dream homethe ages of 35 years at the youngest and 45 years. Now buying a house for the first time this late in life is a waste of money you lost leasing. Yet on the other hand how many people own their dream house in America?

saving is key

How come we have such a hard time saving for the future? Reality is not that we can’t save money. We love indulging in the things that are around us. We want to vacation and go to restaurants, or buy significant others gifts. Problem with that is have you ever tried keep a rolling tally in your mind of the money you spend on clothes, car, accessories, and vacations over the years. Imagine the money you were going to spend on a lot of these things you kept. And over a 10 to 12 year period you bank it. You could put a down payment on one nice property.


Personal Website: http://www.faheemjackson.squarespace.com

Instagram Me: @theefaheemjackson

Twitter Me: @2320howe

SAVING FOR THEIR FUTURE: PUTTING MONEY AWAY FOR YOUR CHILD’S FUTURE

Person Holding Piggy Bank

“Start before they get here.”


financing your offspring

You might want to know, when is the best time to start investing in your child’s future? And when I say invest I mean putting away money for them for when they reach a certain age. The money should be used for their college education, or when they become an adult and want to purchase their very first home. Or better yet, if they want to embark on their very own business, the money will do them wonders. Now you have to ask yourself a very important question. When is the best time to start investing money in your child? Is it before they are born, when they are young, or a little later in age like adolescence?

what can you afford

Think about the amount of money you have to put away. Don’t put yourself in the poor house trying to save for your child. Understand that you have to live while you save. So you might only be able to put away $20 here and $50 there for their future. But over the course of 18 years, 21 years, or maybe that first house at 25 years, the savings is possible. Just be aware of what you can and cannot afford. Don’t try to stretch yourself out too far when putting away money for them. Understand that life is a marathon applies to saving for them like building your success.

it’s a family affair

Bringing your child or children in the loop is a good way to aid in their building of finances for themselves. When I was in high school, I had a job in retail, but didn’t save any money because the pay was so low I could only really afford gas. But what happens when you’re growing up in a house where parents already are in the process of setting money aside. You can now afford to assist considering it’s your money being built. And you have a disposable income, so you can actual put in more than your parents.


Personal Website: http://www.faheemjackson.squarespace.com

Instagram Me: @theefaheemjackson

Twitter Me: @2320howe

SHOP TIL YOU DROP: KNOW WHAT YOU CAN AFFORD THIS HOLIDAY SEASON

Two White and Red Star Gift Boxes

“Do buy yourself out of a home.”


the season of giving

As you all are out there shopping for gifts this Christmas, remember that you still have to live after the holiday. And that is something people don’t think about as they yank items off the shelfs. You have a family that you have to care for, so think before you just snatch and buy. We are all in the holiday spirit, then you realize something, “Oh yeah, I’m dipping into my living money.” Don’t get put in the street trying to keep up with the rest of shoppers. But these are generally people hard of hearing because they need to keep up.

know when to say when

How can you tell when you need to stop spending and just go home? I have a suggestion, how about stop soon as the money in your pocket is getting low. That’s right, we tend to shop with our debit and credit cards. Then we get our bill at the end of the money or check the bank balance and realize something. You have went over your budget and now you’re scrambling. This is what I mean by shop with what you have in your pocket. Or if you don’t want to carry cash, then get a debit card. But not a debit card you’ll be using connected to your bank account. Put money on this card, and when it’s gone, you know when to stop Christmas shopping.

they’re doing it, why can’t i

If you make $50,000 per year, you’re not shopping for gifts like the person who makes $250,000 per year. So you know what, know what you can afford. I know what I have to spend and what I don’t. But for some reason, people hate looking at their reality and excepting that reality. So they go deeper into debt because they want to be included. I don’t need to be included in the conversation. So for me, it’s easier to say no to buying over what I have in the bank.


Personal Website: http://www.faheemjackson.squarespace.com

Instagram Me: @theefaheemjackson

Twitter Me: @2320howe

VALUABLE OFFSPRING: WHY YOUR CHILD/CHILDREN ARE YOUR BEST INVESTMENTS

Man Carrying Baby Drawing Their Foreheads

“Put your time and money into them, it pays off.”


your little ones

Having children is more than just wanting them to carry on the legacy of your name. You also have to put in a lot of time and effort to make sure that they are going to be set up for success when they enter the world. And that means investing not just your time and energy, but also money into them as well. Your money in the form of sending them to a good school, outfitting them in clothing that will not make them appear in any shape or form like they are not cared for in the home, and the food that is for the nourishment for their bodies. As far as the home, that goes without saying.

seeds of knowledge

As they grow, you can now start to communicate with them and pass off what you have learned about the world. Now, of course a lot will change pertaining to technology and innovation that does not apply to that present time of teaching. But the social aspect of humanity does apply for the world in which they will live. And that knowledge in dealing with people is what they will use to push themselves through life. They will use their experiences to invest in themselves along with what you have taught them to persevere.

the ROI

Mom, dad, I want to become a doctor. That is like music to the ears of so many parents. That their child is choosing a career that is literally recession proof. Because there will never come a time where we don’t need physicians. But also it is a career that parents know their time and money invested actually paid off in the end. Then again, when you hear your child say they want to become an actor/actress, then it can lead to other problems. Because if they don’t succeed, that would mean your money and time spent was to a large degree a waste as a parent.


Personal Website: http://www.faheemjackson.squarespace.com

Instagram Me: @theefaheemjackson

Twitter Me: @2320howe