MAKING SOME GOOD MONEY: WHAT DOES IT MEAN

Man Holding Brown Leather Bi-fold Wallet With Money in It

“A lot to me, not much to you.”


income relativity 

I live in New York City, a place where the income is so different from the rest of the country. But also the cost of living makes things also different. And with that said, we must have the conversation that talks about real money versus low income. And we have to understand what is a lot to some might be little to others. For example, $60,000 per year is not much in New York City, but a lot in Wisconsin where I come from. Then again, I am a single man with no children, so even in New York City $60,000 is good money in New York City for me.

kids kids kids

Are you a parent? If so, then you know that children and be quite expensive. And they are the ones that determine if you make real money. Now, at certain amounts of money, we know is amazing. Like athletes and entertainers, but most people are not them. So you have to look at life through a rational lens. And why is it so expensive to raise? It’s because you have to take into consideration neighborhoods, schools districts, clothes, food, health, etc. And that is something that can drive up any cost when looking at income.

making purchases

Now, here is the part where you can anticipate where you can see how much you can afford. Not just cost of living, but also where you can see what amenities the money can afford you. Because no one just wants to work and survive. We all have wants on top of needs. Just make sure you know what you can afford. Because anything beyond that point is living above your means. Then you find yourself in a weird predicament.


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UMM, I NEED MORE MONEY: HOW ASK FOR A RAISE

Close-up of Human Hand

“We could all use a little more.”


grease these palms

Whenever you feel like you have been putting in the work in order to attain a raise on a job, how do you approach the boss to ask for a raise? You could walk up and say something like, “I am here to ask for a raise and if I don’t get one, I can no longer work here.” That is the type of stuff said in movies, then cut to, the employee is walking from the building after being fired. This is the wrong way to go about asking for a raise on a job. You never just walk in a demand, unless you have some serious market value.

work in company’s interest

You want to make more money, you will catch the company’s attention the more you bring value to the organization. Because you will become someone on the radar that they can’t afford to lose. It’s like in the financial sector where if you are someone that is working your way through the company, it’s hard for you to leave and go to another financial firm. They kind of put a franchise tag on you like an athlete. So work and learn to be this person that they need. Then you will get an offer you can’t refuse.

know you are worth it

Just because you go to work everyday does not mean you have this great value to the company. People sometimes dilute themselves into thinking they have real value but they have nothing to add to the organization in the end. So before you make a demand know that you have something that is a bargaining chip. Otherwise you will find yourself out of a raise and out of a job.


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LOW PAID EDUCATORS: WHY ARE TEACHERS PAID SO LITTLE

Photo of Woman Teaching

“Let’s care for them like they care for ours.”


educators

Our educators are the ones who perform the thankless task of teaching our children. Reaching out to our children sometimes when we are unable to do so as a parent. The ones who take the slack during the days when children are not at home. The ones who take the grunt of the frustration when kids come home with work that either is too difficult for the child or too easy that doesn’t challenge the child. And with all they go through, the least we can do is provide them with adequate pay. Teachers are some of the most necessary, yet some of the lowest paid people in America.

breakdown

The chart below shows the following pay scale of the lowest paid people in the education industry. Now, the highest paid people are collegiate instructors in engineering, healthcare educators, and law professors being the highest paid at nearly $190,000 salary. The following chart below shows how much the vast majority of our educators make in a year. Which is relatively small compared to the ability to survive in America.

what is appropriate?

So with has already been said, what is the best income that we should pay our educators? Because law professors make a lot as I stated above. But let’s be honest, how many law professors do we have in America? We a lot more other educators that would run up a massive bill for the government if our teachers commanded six figure incomes. And education is a business as well. What is the means of bringing in an income to the government? Because we have to be practical when looking at pay. What are the benefits economically in paying teachers more? Any thoughts?


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SAVINGS AND POLITICS: HOW MUCH DO WE REALLY MAKE DEPENDING ON THE POLITICAL PARTY

abundance, bank, banking

“Do we really make that much more?”


american incomes

The United States income is an income that we look at from the basis of the household. We don’t quite look at the individual as a basis. And that’s because we try to aim at how people will try to raise their families with the money they have available. But what happens when certain political parties come to office? Do we benefit as a result of a party being nominated and winning?

party favors

We all know that you typically make more income under a Republican party than a Democratic party. But how much do you really make that is more? You’re not bringing home an extra $15,000 or even $20,000 a year. The amount of money is really in the $3,000 to $5,000 range. And most would say they could do a lot with this income, but could you really.

Because in the paradigm of living on a daily basis, you don’t see how much you make that is more until the end of the year. Then you reflect and say to yourself, “Oh, I made this much more this year.” Now, if you’re in a higher tax bracket, you will of course say you see the change. But the country is not on the basis of the few that make substantially more.

giveth and taketh away

What is the purpose of giving us one incentive and then taking something else away. Or better yet, giving us one thing and then rising the cost of another. It just seems we are being sold this idea that we are getting more from both parties. Then we realize it’s the old bait and switch routine. So you find yourself breaking even on your money.

But like I said before, if you make a lot more, your feelings vary. Yet, when looking at the masses, you really don’t make that much more under a Republican than a Democrat.


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SIDE GIGS: WHY MAKING ANOTHER INCOME IS CRUCIAL IN AMERICA TODAY

bank, banknotes, bill

“Nothing wrong with F-U money.”


In America today, working a conventional day job has become hard to come by in this ever changing society. So with that said, when working a job, you don’t know one moment to the next when you’re going to be on the chopping block. You could easily walk into your job and be told that we are downsizing. That’s when it hits you that you have no job, low bank account, and now your bills are due. So what do you do when the stakes are high and chips are low? That’s why having a second income in America today is cruical.

Now when I say a second income, I don’t even mean having another career. It doesn’t even have to be full time. You can have a gig for a few hours here and there over time. You might look at it and say to yourself, “Oh it’s only a couple of hundred dollars extra per month.” But a couple of hundred being saved over time may result in thousands the more you put away. Today, you’ll say, “It’s only an extra $300 dollars, why bust my behind.” Then three years into your job and you get let go. You’re down and out until you remember that you have a side bank account of savings from your side gig/s.

And that’s when you see it, nearly $11,000 in your bank account. It’s not a whole lot of money, but an extra $11,000 can help out a lot. Why $11,000; well it’s attributed to that “only” $300 you made each month that you have been putting away. Sounds simple, but it’s not as simple. Being able to generate a side income takes a lot of time and work, sometimes work outside your day job that leaves you with no time for yourself. And not wanting to put in that work is what makes people not attempt. Now, someone may feel they shouldn’t have to earn a side income. True, but life isn’t about shouldn’t, life just happens.

So in a society where things happen, you want the most options. You want to be able to say, “I don’t have a lot, but I got enough.” As for me, I don’t look at life for what should be and shouldn’t be. I just adjust to the changes and leave it at that, even if nothing happens. The whole mindset of crossing that bridge when you get to it can be dangerous because what if that bridge is not available when you get to it. Then the world around you collapses. So, in the end, setting yourself up for a cushion just in case is important. On average, nothing generally happens to people, but you can never be too sure.


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RELATIONSHIP CURRENCY: WHAT DO YOU VALUE IN RELATIONSHIPS

bank notes, bills, cash

“If cash is king, where do relationships stand?”


Relationships throughout history have always taken on different forms as time progressed. But in today’s society there are so many meanings for what relationship currency stand for. How do you define what it means to have relationship currency? Now when I say relationships it can mean marriage or even a friendship. Currency can mean something of monetary value or it can mean something of mental/emotional value. I am here to ask which one is important to you. A lot of people say money and others say what someone has to offer. Some people want a monogamous relationship others don’t. So which is important to you?

The majority of people in society hear relationship and automatically think it has to do with dating or marriage. But what about friendships; how important is friendships and what is their currency. We usually dictate friendship by what the person has to bring emotionally to the table. Because what is the use in hanging around people who are not in your best interest. And what I mean by that, it’s heading in the same direction as you. This doesn’t mean you want to be a physician they should be doctors. No, it should mean that they have some type of goal in life. If they don’t and you do, you guys will fall apart from each other. So relationship currency in friendships should be pushing each other to do better which translate into non-monetary currency.

Well, what about monogamous relationships, currency is important here. But what type of currency? What type of currency is important to you in a relationship? Let’s observe from an emotional standpoint. When you’re looking at monogamy from an emotional standpoint, then you’re talking about how much meaning you bring into someones’ life. This means that when one of you are weak, how well does the other counteract that weakness with strength. And that in itself can be seen as sometimes and even greater form of currency than the monetary. But what about the monetary? There are people that look to this as a form of currency in relationships.

When in monogamous relationship, having an income coming into the house is very important. Maybe not when you’re in your early twenties, but what about once you hit your thirties. Once you get to this point, it’s the getting your life together point. The time where you need to really have it carved in stone where you would like to see yourself in the years to come. Now, money isn’t everything, but when you’re talking about settling down and having a family, you need to keep this in mind. Take into consideration the cost of buying a home, car, paying off any debts, and long term investments like retirement. This is where monetary currency is very important to your future success in a monogamous relationship.

In the end, the meaning of relationship currency can take on many different meanings. It’s up to the person/s interpreting what the currency means or even what the word relationship means. No matter how you look at it, know the currency you are looking for, but also know what your value is as well.

GOLD DIGGER: IS THIS ONLY AN AMERICA TERM?

Image result for gold digger

“How do others around the globe see this term?”


The term gold digger has been used in the United States to mean women who are only with a man because of his finances. It’s to the point that women have to be impartial to a man’s income in this country because society have made women feel bad about wanting a man of higher means. But does that mean that she is a gold digger? Or could it mean that she is a woman who just prefers to be with a man who is going to be there for her financially? Well let’s observe the meaning of this term gold digger.

America is a very expensive place to live, especially if you’re living in a major metropolitan city. So wanting to be with someone of considerable means has validity to it. For example, living in New York City where the average rent is nearly $5,000 per month, it makes sense to choose a mate who makes a certain income. Opening a conversation regarding money is quite uncomfortable for a lot of people. How do you introduce money into the relationship? Simple, you just ask the question about the person’s finances once the relationship is getting serious. Now, right off the back, that is rude and disrespectful. But if you have been with someone for a year or more, money should be something that you and that person should be able to talk about.

Then what makes someone a gold digger? They are the types that not only want to be with someone just for money, but are looking for the payout after the breakup. Someone looking to be taken care of without any form of reciprocating for the other person. So the wanting to be with someone financially stable is normal, but it’s the selfish behavior that makes the person bad in their pursuit. When you are willing to go as far as to hurting the other person to get what you want, then it becomes problematic. Now my question is, do other countries look at this the way Americans do? And in my opinion, they don’t.

When looking at a foreign country where poverty exist, young women are encouraged to pursue the wealthiest. And wealth may be viewed as something different depending on the country. A small village in a foreign country might see wealth as the man with his own patch of farmland and livestock. Or it could be the guy with his own business that has made him quite successful. And if these places are built around that concept, why is it so wrong in America? A reason being is that we are so built around being sensitive to people’s plight, that you are shamed for having these viewpoints. And what it does is that women are forced to change their language and recontextualize their feelings, yet they feel another way behind the scenes.

In the end, the term gold digging can take on so many different meanings. Depending on where you live, it can be seen as a good thing or a bad thing. But the term gold digging is subjective depending on who is interpreting the term. But there is no slowing down, women will always judge men based on finances. And it has to do with the productivity of a man. Our productivity is based in part on how we earn in society. As for women, whatever you do in this world, don’t let it be for nothing. Now, if that something comes at the cost of self-respect, it’s up to you how far you’ll take it. Just be comfortable with the outfit, whatever that may be.


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