IT’S NOT FOOD, IT WON’T ROT: THROWING YOUR MONEY AWAY NOW HURTS LATER ON

“Save something.”


hold on to your earnings

As you earn, you will be prompted to spend money. But remember something, as you age you will need to live on something for the days when you can longer earn. But in the paradigm of living we only think about the now. Yet what about the thought of tomorrow. You can’t just live frivolous and worry when that time comes. Because if that time comes and you have nothing then it becomes your own fault. Why do we do it? Why do we live like there is no tomorrow and only for today? And there is more to this than most people are willing to disuss.

your upbringing

How you were raised says a lot about how you look at money. When I grew up, it was all about paying bills then if you have more left over. But few think with this mindset. Especially if you grew up where money was not as cared for and respected. Yet even in a house where money was valued, some people still spend without thinking about tomorrow. Me, I’m always thinking about the machine collapsing in on me. Maybe because my mother lived off of why put off til tomorrow what can be done today. So my necessities havw always been number one.

keeping up with the joneses

We as people do not like being left out. And because of that we must spend to keep up with the crowd. But will the crowd be there when you falter due to your spending. You have to think about living another day. Live everyday as it’s your last is the dumbest concept. Or do people take that statement to literal. Because living everyday as your last does not mean spend your last. If means get up everyday being productive. Just in case this is your last day on Earth.


Personal Website: http://www.faheemjackson.squarespace.com

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WORKING TO DEATH: HOW OUR WILLINGNESS TO EARN IS KILLING LVES.

Man With Hand on Temple Looking at Laptop

“Give it a rest.”


work no play

A lot of Americans in this country work not just because they want to, but have to work. The there are the people who work not because they have to but love their careers. They work and work because they want that almighty dollar. But never taking days off defeats the purpose of working for the money. And we are also killing ourselves to make that dollar in the process. Our health is deteriorating before our very eyes because we want that dollar. So what is it, why do we do it in the name of finances?

more more more

Hey what is wrong with making more money. And if you make more than what you need, then spend on the wants you have always wanted. But when you find yourself working and not living, years go by and you never have a fulfilled life. Trust and believe it’s hard to not stop making an income for yourself especially when so many people around you are not working. Because that is something in the back of my mind all the time. And when you are living in a place like New York City, you never want to not have in life. Doesn’t even have to be a lot, just always covering your ass.

laid off 

What if I were to get laid off today. The average person if laid off today, they are homeless by the end of the month. So the majority of Americans actually live paycheck to paycheck. And that is what terrifies people so much that they work. I guess they figure it’s best to work and never have a life than to not work and not live at all.


Personal Website: http://www.faheemjackson.squarespace.com

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MOVE IN SILENCE: HOW PEOPLE LEAVING PEOPLE IN THE UNKNOWN CAN BE GOOD

Black Point-and-shot Camera Near Macbook Pro

“They don’t need to know everything.”


the come up quiet

As you are building your success in life, you never want people to know too much of what you are doing in life. Because not only does it kill the suspense, but you also want to be able to grow without too much intervention from individuals who may have the power to slow you down. People should look up and before you know it, you are in a position ahead of them. By the time they try to figure out how, you are well beyond the point to even their success. And this is how I choose to live my life. I like walking the streets and people not really making eye contact, but in at the same time making strides to be where I want to be.

don’t draw your own target

I remember one time seeing Floyd Mayweather walking the streets of New York and countless people trailing behind. Why, well his lifestyle is one to be followed constantly. But there is a price that can come with amount of attention. And that is that if you ever want to elevate past the point of your current position. People will look at you and assume you don’t need help because you’re already big. Look at Bill Gates, you look at him and people know he’s wealthy, but the money he has given away actually exceeds what he is worth today. So more people are willing to constantly contribute over your lifetime when you don’t have a target.

assumption of the truth

When people think they know you, you can use this to an ultimate advantage. They will look you up and down and make their judgement call. But internally you know your life, and as long as you know and love your life other voices don’t matter. But also, you might actually want these people to be in the unknown because they sleep and don’t realize how awake you are in life. So when they do, you have surpassed them. And the only reason why we rationalize the way we do, is because our own life experiences shape how we view other people. We come to a consensus based on looking at you from a broad spectrum, and then make a judgement call. And when we are false in our assumption, we blame the person for making us wrong. I’m telling you, the move in silence is so mental, so real, and I love it.


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DECEMBER: A MONTH TO FINANCE

Photo of Person Holding Black Pen

“A month in knowing your dollars.”


finances

This is the month of December and the last month of the year. I decided to dedicate this month for finance not only because it is a big spending month for Christmas, but it is also the month before a new year. A new year means new resolutions and new beginnings. It’s the start of what will be another building year toward something. A time for looking over the course of the year at your finances. The good moves you have made as well as the mistakes you have made.  So make your decisions wisely for this month. For it could be a start to something good or bad.


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BARTER FOR BUSINESS: MAKING MONEY TO NEGOTIABLE WAY

Man in Blue Top Giving Box to Man in Gray Top

“Give me what you got.”


fair exchange

Throughout human history, man has had a variety of methods of exchanging goods and services. And one of those methods was the barter system. You give me this for that, without the use of a consistent price tag. The price for this bag of potatoes is $5.00, but I you only have $3.00. Well how about this, give my the $3.00, and we’ll see what we can negotiate with that. Meaning, I will give you what amounts to $3.00 worth of potatoes. This way you get something and I do as well.

economics

Does the barter system hurt the economy? And the answer to that question is both yes and no. No the economy is not hurt because there is always a constant buying and selling of goods. Also, instead of putting items back on the shelf, you’re selling. And now the inventory that would otherwise be thrown away is used to some degree. The problem with the barter system is that it’s difficult to gauge how strong your currency is in a country. Because you’re paying with a negotiable price, money is not always reported, so it’s hard know the strength of your country via GDP.

small markets

I have stated earlier from posts that America has roughly 19,300 cities and towns. Now, the majority of those places are not major cities, but small towns and cities. And a lot of these places are in markets where jobs have shipped overseas. So is there any possibility that the barter system could work in these places. Because a lot of places are dying because of a lack of job growth. They could use the barter system. Now tell me something, what do you think?


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SAVINGS AND POLITICS: HOW MUCH DO WE REALLY MAKE DEPENDING ON THE POLITICAL PARTY

abundance, bank, banking

“Do we really make that much more?”


american incomes

The United States income is an income that we look at from the basis of the household. We don’t quite look at the individual as a basis. And that’s because we try to aim at how people will try to raise their families with the money they have available. But what happens when certain political parties come to office? Do we benefit as a result of a party being nominated and winning?

party favors

We all know that you typically make more income under a Republican party than a Democratic party. But how much do you really make that is more? You’re not bringing home an extra $15,000 or even $20,000 a year. The amount of money is really in the $3,000 to $5,000 range. And most would say they could do a lot with this income, but could you really.

Because in the paradigm of living on a daily basis, you don’t see how much you make that is more until the end of the year. Then you reflect and say to yourself, “Oh, I made this much more this year.” Now, if you’re in a higher tax bracket, you will of course say you see the change. But the country is not on the basis of the few that make substantially more.

giveth and taketh away

What is the purpose of giving us one incentive and then taking something else away. Or better yet, giving us one thing and then rising the cost of another. It just seems we are being sold this idea that we are getting more from both parties. Then we realize it’s the old bait and switch routine. So you find yourself breaking even on your money.

But like I said before, if you make a lot more, your feelings vary. Yet, when looking at the masses, you really don’t make that much more under a Republican than a Democrat.


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THE KNOW: HOW POVERTY IS MORE OF A MIND FRAME THAN MONEY

Related image

“Getting out, does not guarantee you’ll stay out.”


As a young man, I grew up under the poverty level here in the United States. Now, if you would have told me that at a young age, I would not have believed you. But once I became an adult, I decided to look back and research how much money my mother made on her job. And for a single
Related imageparent household making the income that my mother made, we were classified as an impoverished family. Yet, we always had food, clothing, and a roof over our heads. Little did I know, that my mother was one rainy day, one sick day, one bad break away from us being homeless. So is poverty about money alone or is it a mind frame?

I come from a family of poor people. And it’s generational poverty; whereas my mother and father were poor, their parents were poor, and so forth. As a matter of fact, my family on both mother and father side have been poor since slavery in America. So for well over 200 years of American history, we Related imagehave lived through poverty. Understandably so how we could have in the past given the historical accounts; both slavery and Jim Crow. And we can also point to other social-economic policies aimed at certain ethnic groups in certain communities. But that aim was mainly to aid White communities, and Black neighborhoods. Now, a large portion of White men and women are suffering.

So is it still about race, yes and no. I feel race can be used, yet it’s bigger than that today. The struggle is real and everyone is feeling it. So how, how do you bring yourself out of poverty? And my theory is that poverty is more than just not having money. It’s about knowing how money work and how Related imageyour money work. And that requires putting yourself in the know. And the know is whatever it is you’re seeking to accomplish in this world. For example, professional athletes make it financially out of poverty, yet their minds are still in poverty. So the majority of them wind-up broke after playing professional sports. Why, well because they don’t know anything about money.

Athletes are beneficiaries of the lottery effect , where they get overnight wealth. And lack of knowledge places them back into poverty. A lot of Americans don’t understand how, but more of them would do the same. Image result for lottoBecause it’s not only spending habits that land them back into poverty, it’s financial investors and managers mismanaging funds. So what about the American who does not get their start in sports/entertainment? Where do they look first when trying to overcome their struggle? And the tough question is, there is no one place to look. You have to adopt a certain mind frame for finding and making an income; as well as retaining a standard of living.

And in the end, that’s something that people cannot grasp hold of; the mind frame. You can’t teach it, and you can’t fully learn. You just have to have a mind that is built to understand how to put yourself in a know space. ThereRelated image will always be people giving you a blueprint. But you’re not supposed to just runaway with it, more so, you should be using it to build your own vision. Their blueprint is just a basic template to get you started. Yet people at times are even offset by the blueprint of another person. And often will reject you for offering the blueprint. Nonetheless, this getting out of poverty game is psychological. And if the mind is not right, neither will be your standard of living.


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