SHOW SOME RESPECT: WHY DO PEOPLE COME FROM THE BOTTOM AND THROW MONEY AWAY

Woman Holding Shopping Bag

“Mind your money.”


started at the bottom

So many people who grow up in poor environments have these dreams of making it in life. A goal that is very broad and ambiguous when you hear the word making it. But there is another side to making it in life. And that side that how do we make money, do all that work to get it, then blow it to the wind. And it’s simple, we think the money will keep coming. We don’t think about tomorrow because tomorrow is not on the minds of people. We make so much money and over time forget about the days of being broke. And that’s when you make the vital mistake. Once you forget, you find yourself back in the place once again.

think first, spend last

There is a saying, “Hey, if you got it, flaunt it.” And that sounds good, but the life that you might be living could all fall apart because it’s not a sustainable existence. You have to think about tomorrow, but that’s hard when you don’t have to think about tomorrow. So many people ask how do you let your spending get out of control. But they have to always watch their finances Image result for broke athletes espnreally closely. They live on the edge of losing everything, so they don’t understand getting and then spending beyond what you have to spend. But guess what, the people spending were the people at one point in time who said they don’t understand why so many people with money go broke.

your mind must be cleaned

If you want to keep the money you earned you can no longer think poor. You have to always keep cleaning out the bad stuff that you once thought was a good idea before you started making money. Because your thoughts at a certain level might be rational to you and everyone around you at that current level, but they keep you in that same position. And you don’t realize your mind needs cleaning until you move to a different level. And then everyone below that point you see their mistakes. And that’s when you think to yourself, “Oh, ok, this is the problem.” Sad thing is, so many won’t understand or listen to you. And they will never leave their position. And if you don’t watch your spending you will be back in the position you worked so hard to leave.


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FINANCIALLY IRRESPONSIBLE: WHY WHAT WE SPEND OUR MONEY ON SAY ABOUT US

Brown Leather Wallet Using Blue Steel Clap

“Control your spending, don’t let spending control you.”


People and their financial problems is a constant conversation. And the question is how can people survive if they are spending more than they have. It’s simple, it’s called live within your means. Why are you spending so much money, assuming that it’s going to keep coming. And that assumption gets people into a lot of trouble when they finally do need the money. They assume it will keep coming, it stops, and they panic. And that’s when they start to think of all the bad purchases they made. It sinks into their head they have made so many bad decisions, but by that point it’s far too late. So what are some bad purchases?

For starters, a vehicle may not be a necessary purchase for some people. If you live in a metropolitan city, or close to one, it may in your best interest to utilize public transportation. Buying a car may be in the best interest for you. And if you do decide to go ahead and buy that car, please make sure you can afford the Grey Mercedes Benz Steering Wheelcar. Far too many people buy cars that they cannot afford. Now you have a monthly payment on a car that is too high to own. You make $45,000 per year and drive a car that cost $60,000. Why are you driving a car that cost more than you make. What does this say about a person? These type of people need validation from other people.

So when you need validation based on your car, you live outside of your means. Another purchase that is exposing is the amount of money people spend on clothes and accessories. These purchases people make by going into a store because they assume they’ll get a check in two weeks. They thinkadult, bags, brick wall to themselves, “I have enough for rent, utilities, food, and transportation,
not to mention all my personals I already have at home.” So they go to the store and buy clothing. This may be a big mistake because you shouldn’t buy items because you have covered the cost of bills. You buy an item when you need something, or truly want something. But so many people are these impulse buyers. They create a need for something, buy it, and regret it later on.

Impulse people are scary with money because they usually buy because that new feeling is such a good feeling. It doesn’t even matter if it’s a t-shirt on sale for $10, they buy it. Just the good feeling of buying something new and
carrying that bag up the street. It’s almost as if they have this feeling of adult, beautiful, elegantaccomplishment by buying something new. But that feeling quickly wears off in a day or so. Then, they are out, scouting stores and looking for that next purchase. And these impulse people mirror the lives of drug addicts. And coincidentally enough, these are people with bad shopping habits.

And addiction says more about the person as well. They are not only seeking validation, but there is a void in the person’s life. Yet shopping for you is not the only problem. When you’re spending is now on other people that can be just as problematic. We might indulge on the people around us as well. And of course, they’re not going to say much. What family member Black Calculator Near Ballpoint Pen on White Printed Paperof friend will say slow down. They’re just on for the ride, not thinking about tomorrow either. And why not, it’s not like it’s their money being spent. In the end, having our finances out of balance have long term consequences. It can effect our ability to buy homes or even later, assists our kids with furthering their education. So get your finances under control before you’re controlled by your finances.


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