INDEPENDENT DOWNSIDES DURING HARD TIME

“Moving forward.”


WHEN ROUGH GETS ROUGHER

Ever been in a position where you have to choose between being totally independent or needing someone’s aid? How about being on your own and getting hit by hard times and being in a place where you can’t easily bounce back. And here is when you realize that you may have been better off in a relationship. This way you can split the cost of survival with someone. When you are independent you take on all the burden. It sounds good to be on your own but when you see the hit on your existence you start thinking. And no other time is this true than now. We are dealing with a pandemic that has shut down the system. So where do you turn?

QUARANTINE GIVES TIME TO THINK

When you are out of work especially now, you are forced to sit with your own thoughts. And if you are single with no kids then you have to sit at home with limited resources. Limitations you wouldn’t have with someone else. Because with someone else you split the difference.  It’s what makes a person at ease a little more when they are able to receive help from someone close. But for a person like me, my life is all too unpredictable. I could be with or without in an instant. So why do we pump up independence? Because you get further with more help. It’s because we think it makes us stronger by building alone.

BUILD A BASE

Learn to put people around you that are going in your direction. This will help you in your time of need.  Being alone especially in a quarantined like situation is not good. I live alone in a city but I get help in bad times. Yet so many don’t get anything.


Personal Website: http://www.faheemjackson.squarespace.com
Instagram Me: @theefaheemjackson; @faheemphotography
Twitter Me: @2320howe

WHEN IT ALL COMES CRASHING DOWN

Brown Cardboard Box on Floor

“When the machine breaks.”


WHEN IT’S GONE

We all dread the idea that we could lose our jobs. And considering most people live for their checks, you can understand the fear of those who do. Now, if you’re one of those blessed people who just happen to earn a little money to get you over, then count your lucky stars. But for most people, they need their job to survive. We never think to ourselves that we could lose our jobs. We go there everyday, with this idea that it could never be me. That is until your name is called. And the scary part about it, is that we have no way of stopping it. But how do you prepare for a situation that may never happen to you?

SAVE SAVE SAVE

You get your check and pay your bills, then you go out to eat or shopping. And you don’t realize throughout the year how much money you spend on miscellaneous items. And we don’t put much in savings. That is until the job is gone and now we are scrambling for ways to live. The average American only has enough money in their savings account to hold them over for a few weeks in case they lose their jobs. After that, most people are forced to sleep in the street. But is having a savings something you can truly dig in to when you need it? Are you really secure when you feel you’re secure? What if you’re unemployed for 6 months to a year? That is a stretch to be able to save for in the case you lose your job. And to build capital for the ability to live that long is not as easy as it seems.

A LITTLE SOMETHING ON THE SIDE

If you can find a way to make an additional $200, $300, or even $400 per week, it really helps. Now, how you’re going to do that is the hard part. But in our everyday lives, waste a lot of time doing nothing. With that nothing we can figure out how to make money doing something we enjoy. No amount of money is too small. It seems small in the paradigm of building it, but if something bad happens, you’ll be surprised what it can do for your life. Just keep in mind when you go to work, nothing, absolutely nothing is guaranteed. Never get too comfortable in this ever changing environment.


Personal Website: http://www.faheemjackson.squarespace.com
Instagram Me: @theefaheemjackson; @faheemjacksonphotography
Twitter Me: @2320howe

OFF THE BOOKS: WORKING A CASH PAYING GIG

Woman in Front of Table

“Off the clock money.”


tote money

Ever want to know how you could earn a few extra bucks outside your day job? Well, there are so many opportunities for you to make a nice bit of change. You just have to open your mind to all the possibilities that are out there. Now you might want to wonder, why get another job after you have just come from one job already. And the reality is, America is such an unpredictable country, you never know when you might lose your gig. But having the extra money does not hurt anyone. Then again there are other economic reason for one to make some extra cash on the side.

job loss fund

The majority of people in this world do not have enough money that will lay them over if they lose their job. So having that extra cash on hand does not hurt anyone. Job loss can hurt so many people not just financially, but also mentally. The confidence of people is so wrapped up in how much money they earn and what they do for a living. And when that is gone, we tend to lose so much internally. Now even though we may have side money, it can still hurt. But it feels a lot better when there is something there that will keep you going.

don’t ask, don’t tell

You got this fist full of cash, but understand that at the end of the year, you pay taxes; or no. How many people don’t report their cash earnings to the government? Because if you are already living pay check to pay check, then you are going to have an issue paying at the years’ end when tax time comes around. Now, I would never condone not paying the government, but you have to do what you have to do. If you are barely surviving, or lost your job, you are going to need every penny you’ve got. So we all say pay taxes, then you take a hit, and now you have to live. So in my opinion, survive.


Personal Website: http://www.faheemjackson.squarespace.com

Instagram Me: @theefaheemjackson

Twitter Me: @2320howe