SELF GENERATING: DO YOU REALLY NEED A COLLEGE DEGREE ANYMORE

Steel Gate of Brown Brick Building

“Do it yourself.”


should i go

Throughout history in America, going to college after high school has been the choice for so many taking the path toward their career. And if you’re becoming a doctor or attorney, college is still the path to go. But what about other careers? Do you really need to attend college for four years to be an executive assistant? What about all those executive assistants in the past who performed their jobs well? They didn’t have half the education people do now, and performed their jobs better. So would we really send our children to college?

opportunities

What would you really miss out on by not going to college? What, the parties; what the girls/boys? No, no, there other aspects of college that you miss and that is the connections to people who are on campus that you otherwise don’t meet not in school. Meaning, young people who join fraternities or sororities, they have connections all over he country. And people in their social group have always been known to lend a hand a aid in employment for their brothers and sisters. Now, the average person does not pledge, so what about them? Well, there are opportunities to get close to your professors who may aid in connecting with people they know in your career pursuits. But should all these connections cost you as much as they do?

too too much money

We say the connections you make in college. But let’s be honest, the majority of people, no matter how many connections are going to have this glorious life. The majority of people are going to fall under a normal category of employed citizens in society. And they will have this mountain of debt following them everywhere they go. The schools below are the top five most expensive schools in America. Article can be read HERE!

Related image

COLUMBIA UNIVERSITY  – $54,500

Image result for VASSAR COLLEGE

VASSAR COLLEGE – $54,400

Image result for harvey mudd

HARVEY MUDD COLLEGE – $54,300

Image result for REED college

REED COLLEGE – $53,900

My Personal Website: www.faheemjackson.squarespace.com

Instagram Me: @theefaheemjackson

Twitter Me: @2320howe

Medium.com/@faheemjackson

Tumblr Me: @fjackson44

BROKE MAN’S MENTALITY: WHY PEOPLE COMING FROM POOR COMMUNITIES STAY POOR

Image result for poor communities

“How do you know, if you don’t know?”


urban economics

When you look at the landscape of the United States and the way the economics is broken down, you can’t help but to acknowledge the poverty of America. We have so much wealth and yet it’s in the hands of very few people in this country. But there are the success stories of people who come from poverty into prosperity. And they tend to live out their lives in prosperity.

But why do so many people make money and go back into poverty. Or better yet, why don’t most make it out of poverty?

the know

As a man who comes from the poverty level, I can tell you first hand that it’s a lot harder than just a bootstrap viewpoint. There are many parts to making it out of poverty. You have to be in the right schools, good home life, an innate ability to get things done, and a little bit of luck never hurt. All of these parts added up is what must happen to remove yourself from poverty.

But you have to also acknowledge another aspect of poverty. And that is that people who are poor tend to handle money in a very irresponsible manner as well.

living the life

I remember one day walking down the street here in New York City, and seeing two guys make an expensive purchase of a good from a high end retail store. But then they walked into a housing project. And it had me thinking, why are you spending thousands of dollars on clothes and living in public housing. And it has to do with not knowing how to utilize your dollars.

How do you spend a thousand dollars on a pair of shoes on Madison Avenue (NYC’s Rodeo Drive), and your living arrangements are poor. I have also seen luxury vehicles in parking lots of housing projects, yet Toyota, Dodge, Ford, and Nissan in the posh Upper East Side. It’s that being poor is tough enough, so people overcompensate so they don’t have to look poor.

But what it does is take you down an even darker road into debt.

poverty level

The below chart is of the breakdown for what is a household poverty income in 2018. The chart can be found on the Needy Meds website.

remove yourself

How do you keep yourself from being the person in the group of poor thinkers. Because when I get paid from work the first thought in my mind is paying bills. Some people think I need to go shopping at a retail store for goods. And there lies a portion of the problem, the mindset. Most people don’t think they have a mind for poverty, but they do. being born into wealth helps, but a mindset for building helps a lot. Problem is, everyone is not intuitive people.


My Personal Website: www.faheemjackson.squarespace.com

Instagram Me: @theefaheemjackson

Twitter Me: @2320howe

Medium.com/@faheemjackson

Tumblr Me: @fjackson44

I DEBT, I MEAN I DO! DO YOU TAKE THIS DEBT, UM BRIDE!

Image result for WEDDING CAKE TOPPERS“I now pronounce you man and debt. WHAT!”

First you propose, then she says I do. Next thing you know you’re planning for a wedding. Once the big day gets here, you and her are so nervous, you don’t think you’ll make it down the aisle. But the day is a success with an I do and some fun and dance with friends and family. Then, as you guys settle in for the night you think to yourself, ahh, marriage. This is going to be such a great life together; or so you think.

You’ll be surprised how many people get married and not look into the life of the person they are marrying. And this topic won’t be about infidelity or some other dark hidden secret. It’s about something people neglect to think about before saying I do. They don’t ask the question, “How much debt do you have?” Uh, what, what kind of question is that. Shouldn’t people be focused on more important aspects of marriage. Well, that is an important thing to focus on. Well, why is it so important?

When you get married you guys are not just one emotionally, but financially. That means any debts that person has accrued prior to marrying you is now yours. Let’s say for instance I want to marry a woman and she has the following: $10,000 credit card debt, $100,000 college loans, $500 overdraft bank account, $400 car payment behind by 3 months, and $1,000 in unpaid parking tickets. Now, I understand the college debt, which is the norm, especially in society today where a college education tends to run this amount.

Next, lets look at the $500 overdraft fee, which typically in society comes from using a debit card for more than you have in the bank. I have overdraft before 10 cents, $10, hell even $30. But $500 is some serious swiping of the card. I go fine, that can be an easy fix. She put up $250, I’ll help her with the other $250. Now on to the parking tickets, wow, $1,000. Where the hell is she parking that cost that much money. Not to mention if these fines are not paid, a boot will be placed on the car. Then that’s a cost for the boot and the tickets. So I have to pay that ASAP.

Ok, on to the car payments, sheesh, $1,200 unpaid. This has to get paid because we need our cars to get back and forth to work. So how will I do this, I know dip into my own personal savings. I know, I know, not a good idea, but it’s necessary. Wait a minute, what the hell is this bill! Unpaid car insurance as well, she didn’t tell me about this. God this woman is starting to get to me. Now that that’s out of the way, yikes, $10,000 in credit card debt.

What was she buying to rack up that much debt in credit cards. Jesus, SAKS Fifth, Bloomingdales, and MACY’S. We’re going to have to put her on some type of payment plan. Not to mention all the student loan debt that has to be worked out soon. And with all this said, “Is a person’s debt situation a deal breaker? Should you call off the engagement or accept it for what it is? Cause then again, you’re accepting this person for their flaws right? Some say wrong, you have to hold that person accountable as well. I mean God forbid you get sick or die, and they’re over your assets.

But see, I put that in the context of me and a woman. What about women with men. Is it a deal breaker to women if his debt is out of control? Or better yet, what if he has a child in which he is behind on child support? There are some places where the wife’s wages are extracted to pay for his inability to keep up with his child support payments. Can you imagine ladies, you work 40 hours a week, for every two weeks. You get ready to contribute your portion of the household expenses and you fall short. Why, because he’s not keeping up with his business. So the state goes, “Hey, you’re in one house, you’re under the same roof.” “You are him and he is you.” “We can’t get him, so how about the next best thing; his new wife.”

A woman would kill a man if she worked the whole month to come home to nothing. So with that said, do you still accept the person’s debt and work with them. In my opinion it depends on why the debt exist. Some people are flat out fiscally irresponsible, which is something to take into consideration before marrying them. Others have racked up debt, that it starts to get away from them. Then it piles and piles, to where they are overwhelmed. They could use your help and over time regain their hold on the situation.

How do you gauge the situation? Is it on the basis of money? Is it not money, yet what the debt is connect to? Or is unacceptable period to have outstanding debts? Whatever the case may be, it’s something everyone should discuss, yet many skip over this aspect of, “I do.” I would strongly encourage you to do so before walking down the aisle. It could save you a lot time and money, as well as an insight into who you are spending the rest of your life with before you jump the broom.

Who Really Owns Our Country?

“United States of Saudi America.”

Congress met and proposed a bill that will allow September 11th victims access to file lawsuits against Saudi Arabia for harboring those linked to the World Trade Towers, The Pentagon, as well as the passengers deaths on the airlines. Saudi Arabia came back and decided to put out a statement saying that if America passed such bill, they would unload as much as $750 billion of American assets into the open market. Now, I don’t know about anyone else, but I have some questions regarding the Saudi’s response. Why do they own three quarters of a trillion dollars of American assets? And what are these assets connected to: land, natural resources, currency, our debt of other nations, or us the people. Could it be our land?

Land makes a lot of sense to me. Since America was founded, the land has been in use to mainly grow crop and sell domestically; occasional international sales. Is it possible that they own the very land we are living on? Interesting because I’ll see these men walking around with their rifles in hand saying going on about their first amendment. Stating that no one will take their guns nor their land. But if the land is the most valuable resource, then what land on yours are these men with guns referring to? If the Saudis own so much money in assets, and the land is the asset, are they majority American land owners? Maybe the reason the militarization of the police is such because the government has to protect it’s debtors assets. Can’t have groups of Americans running around town with guns, ruining the investment of it’s Allie.

Well, what if not land and instead the asset is natural resources. I mean America is leading the world in the production of so many minerals like copper, iron, bauxite, and coal. In addition the USA has large quantities of nickel, gold, and silver. Saudi Arabia on the other hand is also a major in the production of copper, iron, gold, and petroleum. So if the assets are $750 billion owned, how much are in our natural resources? so much of our infrastructure is dependent on the construction industry, energy, and forestry. But wait a minute, America has oil fields as well; with fishing as a major industry as well. What if a great deal of these resources are owned by the Saudis? This means they are the drivers behind so much of our employment in these various industries. What does the future of America jobs means under this type of ownership?

What about for instance our currency? The American dollar has been strong for decades, but has been surpassed by a few currencies (Euro and British Pound). Could that be the asset? The Saudi Arabians may own a lot of our dollars. With this being true, it could mean all kinds of financial implications for the United States. Our dollars being effected could mean the market place going haywire. As a matter of fact when the Saudis threatened to release $750 billion of US assets the US government also warned of the windfall on the world economy if this were to happen. This also means our dollars as well as global dollars of other nations as well.

But wait a minute, did I say other nation’s currencies. In addition to owing debt, Americans are debt holders as well. Well, who are those debt holders? The majority of the countries that owe the United States in debt are European nations. But the biggest countries are China and Japan. The total global debt owed to the USA is around $6 trillion. With America holding so much debt and Saudi Arabia holding our debt, then I understand the American government’s concern. This could not only cause global problems, but adversaries for Saudi Arabia as well. Some which Saudi Arabia may not want.

Now let’s think for a second, we have went through all the checklist of what they could own. But there is still something open. That open asset that Saudi Arabia could own would be manpower or us as the people. Now I know you’re thinking, come on, why would America give it’s people to their allies. Well, let me give you a little bit of a history lesson. There was something called slavery in which people were owned and forced into subjugation. Forced to work the land for free making America the richest nation on Earth when it ended. Could it be that slavery is still here, just in another form. Could it be that our hard working time put into our jobs is really to make Saudi Arabia a better nation? Hopefully not, because if so, we are nothing more than slaves, given the illusion that this is our country. An illusion that has been kept up by speculation and promises. Promises that will never be delivered.